Started in 2018 because two mates realized how broken financial planning felt. Too much jargon, not enough listening. We wanted to build something where real conversations happen before spreadsheets get opened. Seven years later, we're still having those conversations with families across Queensland who just want someone to make sense of it all.
Back in early 2018, Rhett was sitting in a Townsville café with a couple who'd just been handed a 47-page financial plan they couldn't understand. They were embarrassed to admit it. That moment stuck with him.
He called me that afternoon and we spent three hours talking about how disconnected planning had become from actual life. People weren't numbers on a risk assessment form. Their goals weren't template milestones.
So we ditched the corporate firms we worked for and started cotanaripolex with a simple rule: if a client's eyes glaze over during a meeting, we're doing it wrong. The approach has evolved but that rule hasn't changed.
Not revolutionary. Just honest work built around three ideas that guide everything we do when helping families plan their financial futures.
We spend the first meeting just listening. What keeps you up at night? What did your parents teach you about money? Where do you want to be in fifteen years? Once we understand your story, the right strategy usually becomes obvious. No cookie-cutter solutions pushed before we know what you actually need.
Life doesn't follow a spreadsheet. Kids change directions. Health surprises happen. Career opportunities pop up unexpectedly. We build financial strategies that can adjust when reality shifts. Check-ins happen quarterly not just annually, and we expect plans to evolve as your circumstances do. Rigid frameworks break when life gets messy.
If we can't explain why a strategy makes sense in plain language, we won't recommend it. You should understand the reasoning behind every decision. We want you feeling confident about your choices, not confused but trusting us blindly. The goal is informed clients who know exactly where their money is and why.
Small team intentionally. We believe quality planning requires relationships, not volume. When you work with cotanaripolex, you work with us directly.
Financial Strategist
Spent eleven years at a big firm before realizing he wanted actual conversations instead of quarterly performance reports. Specializes in retirement planning and wealth preservation. Believes the best financial plan is the one you'll actually stick with when things get complicated.
Milestone Planning Advisor
Focuses on life transitions and education planning. Has a talent for making complex tax strategies feel straightforward. Joined cotanaripolex in 2019 after getting tired of pushing products that didn't match client needs. Her approach: figure out what matters most, then build the financial structure to support it.